Handling Direct Debits

Created by: Lester Caine, Last modification: 17 Jul 2018 (13:48 BST)

Working Notes on handling Direct Debit payments.

In the UK Direct Debit payments are handled via the BACS network, and it's over 40 year old procedures which work on day cycles for each step, so payments can take up to 6 days to complete.
BACS - DirectDebit

Direct Debit has it's own support website which is the source of useful material like the Direct Debit Guarantee.

Services

Eazycollect
API v3 Technical Details

goCardless
Developers API

EasyPay - 40p per transaction and uses fastpay rather than bacs for smaller payments.

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